Will You Have to Go to Court?

No, not usually, especially if the lawyer does her or his job. In most bankruptcy cases, you only have to go to a proceeding called a 341 hearing to meet with the bankruptcy trustee and any creditor who chooses to come. This is not a court proceeding. Most of the time, this meeting will be a short and simple procedure where you are asked a few questions about your bankruptcy forms and your financial situation.

In 95% of the cases, the creditors do not bother to even show up for the meeting! Occasionally, if complications arise, or if you choose to dispute a debt, you may have to appear before a judge at a hearing. If you need to go to court, you will receive notice of the court date and time from the court and/or from your attorney.