Credit Restoration
O.W.D Law Offices believes that every client should have a life after debt, even if you file for bankruptcy. If you become a client of O.W.D Law Offices we want you to get excited about credit because there are so many powerful and exciting strategies to restore your credit even if must file for bankruptcy!
Whether you file for bankruptcy or not you can dramatically improve your credit after getting out of debt. It’s tragic that most people never take these steps. Why? It’s usually because they don’t have the proper knowledge and guidance.
Our law firm believes in giving you and every one of our clients the proper guidance to get good credit after we get you out of debt. If we agree to represent you, whether you file for bankruptcy or not, we will AT NO ADDITIONAL FEE, assist you with restoring your credit.
Our office is on-line with the three major credit bureaus. After we get you out of debt, we order your credit report, one from Equifax, one from Experian (formerly TRW) and one from Trans Union.
Next, we schedule a meeting between you and a credit expert. The head of our credit department worked 24 years for Equifax so she knows how to get good credit. If you are a client of our firm, she and other qualified professionals in our office can show you how to have a life after debt. We analyze your credit report, and we look at all negative entries and develop a specific strategy to restore your bad credit.
You would be amazed at the credit secrets and good credit strategies not known to virtually the entire public. Here are just a few examples:
Did you know? If you file for bankruptcy, you can clear up the current account status of most negative entries in the client’s credit file. O.W.D Law can show you how.
Did you know? All accounts included in bankruptcy should have a zero balance. O.W.D Law can show you how.
Did you know? A “risk score” or “credit score” is the key to your credit rating and you can dramatically increase your score after you wipe out your bad debt and even if you file for bankruptcy. O.W.D Law can show you how.
Did you know? The Fair Credit Reporting Act (FCRA) (15 U.S.C. §§1681-1681u) is a law which can help you quickly rebuild your credit rating if you know how to use it. O.W.D Law can show you how.
Did you know? Often the key to getting credit is knowing how to approach a creditor and what information to give them and what information not to give them. O.W.D Law can show you how.
Did you know? There is a legal way to use the credit history of a spouse or relative so that there credit history becomes your credit history. O.W.D Law can show you how.
Did you know? An often overlooked and little known method for getting credit is using the “micro loan” programs which exist from the government. O.W.D Law can show you how.
Did you know? You can use a small business to quickly build credit for you and the small business even if you have bad credit. O.W.D Law can show you how.
Did you know? There are mortgage programs galore! You can buy home after bankruptcy and you can do it in 12 to 24 months. O.W.D Law can show you how.
Did you know? There are also many credit programs for credit cards and auto loans for people who have filed for bankruptcy or who have marginal credit; and these credit opportunities go largely unnoticed by consumers. O.W.D Law can show you how.
If you become a client, we look at our relationship as long term; O.W.D Law wants to form an association with you if you are a client. Therefore, we want to give you information which can protect you as a long term client.
For example, you can easily fall victim to predatory lenders or brokers targeting you. The last thing we want for a client is to get “bad debt” so you are unable to pay the inflated payments causing the same or worse problems as before. O.W.D Law wants to form an association with you if you become a client of our firm.
Do You See the Possibilities Available to You?
Do you see the possibilities available to you? They are quite literally enormous. Our job is to make sure you take advantage of the good possibilities and avoid the bad.
O.W.D Law believes down to the fiber of our being that ANYONE can protect their property, get out of debt, and have good credit. THAT MEANS YOU!
Our law firm has invested years of research and a lot of hard earned money learning how to protect our clients, get them out of debt, and show them a new way to good credit. You have the opportunity to take advantage of what we’ve discovered.